MCO 1700.37 - Personal Financial Management Program (Pfmp)

Scope

MCO 1700.37 publishes policies and procedures for the Marine Corps Personal Financial Management Program (PFMP). The program delivers required and optional financial training across a Marine's career to improve mission readiness and personal financial stability. Signed 2014-12-11. Source PDF on file from the 2026-04-28 archive snapshot.

Stated purpose

To publish policies and procedures for the operation of Marine Corps PFMP. To improve mission readiness and support Marines’ personal financial stability. The PFMP provides required and optional training throughout a Marine's career to enhance personal and career mission readiness.

Quoted from the document's opening section.

Audience

• Marines and family members using installation financial counseling, free of charge.
• NCOs and SNCOs spotting financial distress indicators and routing Marines to help.
• Commanders and Command Financial Specialists running unit financial readiness.
• MCCS PFMP counselors delivering installation services under professional certifications.

Content scope

Repo evidence names no chapters or enclosures for this order. The portal describes PFMP as the installation-based financial counseling and education program. Coverage includes individual financial counseling, budget development, debt management, major life event financial planning (marriage, baby, divorce, PCS, deployment, retirement), TSP and SGLI counseling, and required pre-deployment financial readiness counseling.

Operative content

• Leaders refer Marines showing financial distress indicators to the Command Financial Specialist or PFMP. The portal's leader financial distress page carries this order as its source policy.
• Acute financial emergencies route to the Navy-Marine Corps Relief Society (NMCRS), which coordinates with PFMP for ongoing counseling.
• PFMP delivers required pre-deployment financial readiness counseling.
• PFMP operates as the financial readiness component of the Unit, Personal and Family Readiness Program (UPFRP) umbrella, delivered through installation MCCS.

Connection to higher policy

The repo evidence names no DoD or SECNAV parent for this order. Program sponsorship sits with M&RA (MF) per the IGMC functional area registry.

Connection to Marine Corps doctrine and lower policy

• MCO 1754.9. UPFRP, the umbrella program under which PFMP sits on the portal's family readiness pages.
• MCO 1500.61 Marine Leader Development. Cited alongside this order for wellness resource routing.
• MCO 1500.60 Force Preservation. Companion reference on the leader financial distress page.
• MCO 1700.31A. Its registry entry lists MCO 1700.37 as companion authority for the M4LC.
• MCO 1740.13. The Marine-facing PFMP page cites it with Marine Corps Community Services policy.
• NMCRS. Emergency financial assistance channel coordinated with PFMP.

Status

Signed 2014-12-11, no revision letter. MCPEL lists the order as Current. PFMP is a CoRE functional area (FA 1700.37) sponsored by M&RA (MF), with the current FA checklist effective 2026-02-02. The external link opens the official landing page for the current version. The order is over 11 years old, so verify training requirements against the current FA checklist before citing.